Smallxchange:
the natural right to access financial resources for everybody.

What is the mission of Smallxchange?
The focus is not easy explained since the promoters have been thinking about it for the past three years.
The initial aim was to create a stock exchange on Internet, open to all small and medium enterprises. This has been modified and improved through the difficulties found on the way.
At present our mission is based on three different elements:
1. Internet
2. the rich and the poor
3. Communism and Capitalism.

Points 2. and 3. involve the no-global and the global economy.
Point 1. inspired the project of Smalxchange. Internet means no intermediation. In the world-wide economic process it means "from the producer to the consumer" without going through the expensive distributive channels.

Central banks are worried about inflation.
For the consumer it only means "final prices have not risen" in order to maintain the purchasing power of salaries.
With Smallxchange, for the first time, prices can decrease to 50%, if we are able to let goods move directly from the producer to the consumer.
With Internet this is possible at no cost.

We can apply the same principle to the capital market. Consumers deposit their savings in the banks, as always. Banks apply low interest rates for economic initiatives. But the money is not their property, it belongs to those who deposits it. Obviously the interest rates are different.
The Muslim banks do not recognize any interest rates for religious reasons: that's interesting.

If Internet has no intermediation, why don't we use it for capital markets?
People could directly invest their savings into companies and buy their final products.

Our mission is in progress and we can go on talking about it.
Smallxchange aims to be an alternative to the usual way to invest savings, known for the last 1000 years. It could look like an utopia.
Nevertheless, during an interview, professor Muhammad Yunus of the Grameen Bank, has asserted that he also met several difficulties when he created the Bank of Poor in Bangladesh. Today, the Grameen Bank exists.


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